Bank deposits in El Salvador grew 15.9% over the past year, reaching $18.19 billion by June 2025, according to figures released Wednesday by the Salvadoran Banking Association (ABANSA).
The increase represents an interannual growth of $2.49 billion. The association said this upward trend reflects the confidence Salvadorans place in banks to safeguard and manage their savings. ABANSA emphasized that its member banks remain financially sound, with solvency ratios above regulatory requirements and prudent credit management practices.
Loan delinquency decreased to 1.52%, compared to 1.86% a year earlier, while reserve coverage for bad loans rose to 154.9%, higher than the 143.05% reported in mid-2024. In terms of solvency, the ratio stood at 14.2%, well above the required minimum, highlighting the sector’s resilience to risks and its ability to support financing for households and businesses. ABANSA noted that banks maintain strong indicators in solvency, risk management, and portfolio quality, reaffirming their commitment to a stable, reliable, and inclusive financial system as a cornerstone of the country’s economic development.