El Salvador’s banking sector experienced a significant digital leap in 2025, as mobile banking and electronic money transfers increased by 32% among member institutions of the Asociación Bancaria Salvadoreña (Abansa). The surge highlights the country’s accelerating shift toward financial technology and remote banking solutions, positioning El Salvador as one of Central America’s fastest-growing digital banking markets.

According to a statement released on February 19, Abansa reported that the banking system closed 2025 with strong overall performance. Growth was recorded not only in digital services but also in traditional indicators such as credit portfolios and deposits, reflecting broader confidence in the financial system. The association emphasized that digital channels are increasingly becoming a central pillar of banking operations.

In total, banks registered more than 198 million new digital transactions during the year. These platforms allow users to pay bills and transfer funds without physically visiting a branch, improving convenience and financial inclusion. “Pay and transfer without leaving home,” the association noted, underscoring how digital tools are transforming everyday financial activity.

Women played a leading role in this expansion. The sector added 72,000 new female users in digital banking services, representing a 23% increase in this segment alone. Mobile banking activity also rose by 20%, equivalent to more than 137,000 additional operations, signaling steady adoption across demographic groups.

Beyond mobile services, the broader financial infrastructure also expanded. The system now counts 1.2 million credit cards in circulation, while interbank transactions reached 96 million operations — a remarkable 114% increase. Together, these figures illustrate how El Salvador’s financial system is rapidly modernizing, offering new opportunities for both domestic users and international observers tracking the country’s economic transformation.